@misc{cryptoeprint:2012:120,
author = {Yongge Wang},
title = {Password Protected Smart Card and Memory Stick Authentication Against Off-line Dictionary Attacks},
howpublished = {Cryptology ePrint Archive, Report 2012/120},
year = {2012},
note = {\url{http://eprint.iacr.org/}},
}
You will need the url.sty package (comes with most LaTeX installations) for the last line. Otherwise, remove the \url command.